Understanding credit score and its impacts to home loan approval
credit score, an essential factor lenders utilize to assess your creditworthiness. Your credit history, encompassing payment records, outstanding debts,
What are the documents needed for pre-approval?￼
One of the crucial steps in this process is obtaining a pre-approval letter from a lender. This letter serves as a valuable tool that demonstrates seriousness
Factors that affect your borrowing capacity
Understanding your borrowing capacity is crucial as it determines the maximum amount a lender is willing to lend you. Several factors influence this capacity,
Tips for Finding the Right Home Loan
Navigating the home loan process doesn’t need to be complicated and daunting. Here are a few of the key tips that helped my clients
The Advantages and Disadvantages of Buying Pre-selling Properties
For first-time home buyers who are still saving up for a deposit, this is one of the best options when buying a property. To help you decide on whether pre-selling is the right deal for you, here are the advantages and disadvantages of buying a pre-selling property.
How to Prepare and Apply for a Home Loan
Home loans are not only for people buying a house. They could also be used to finance the purchase of a lot or to refinance an existing loan.
Understanding the Terms Used in Home Loan
Buying a home is a huge financial undertaking, and for many, it is the biggest they will take on in their life. In this article, we’ll cover the basics of getting a home loan in the Philippines.
I Just Completed My Home Down Payment
One of the biggest things people dream of is buying a home. Sure, it’s not the be-all and end-all of life, but you have to admit: it’s pretty sweet.
How To Save For a Down Payment For A House￼
Few things can beat the excitement of buying a house. You get the thrill of choosing a space you could call your own, a sense of accomplishment
How to Choose the Ideal Location for Your House
When buying a property, the three most important features of a house are location, location, and location. Location is the one thing that cannot be changed