Understanding credit score and its impacts to home loan approval
credit score, an essential factor lenders utilize to assess your creditworthiness. Your credit history, encompassing payment records, outstanding debts,
What are the documents needed for pre-approval?￼
One of the crucial steps in this process is obtaining a pre-approval letter from a lender. This letter serves as a valuable tool that demonstrates seriousness
Factors that affect your borrowing capacity
Understanding your borrowing capacity is crucial as it determines the maximum amount a lender is willing to lend you. Several factors influence this capacity,
How to save for a home loan deposit
A deposit is the initial amount of money required by lenders as a down payment on a home loan.
Understanding home loan eligibility transformed my homeownership journey
Let me share with you my personal experience and how a deep understanding of eligibility requirements played a pivotal role in my homeownership aspirations
How to finance your second property using your home equity
Before we dive into the nitty-gritty, let’s ensure we’re on the same page when it comes to understanding home equity.